Tess Ramby

Tess Ramby Compliance and Operations Manager

Compliance and Operations Manager Capital Investment Advisory Services, LLC Tess Ramby assists in the Compliance Department and is responsible for general Investment Advisory issues, Investment Advisory Representative (IAR) support, and general compliance related tasks. She has been with the firm since 2008 and in the financial services industry since 1987. Tess maintains her General Securities License and General Securities Principal License. … Read More

Timothy L. Whetro, CFP®

Timothy L. Whetro, CFP

For nearly 35 years, Whetro Advisors founder Tim Whetro has been applying his passion for people to his career as a financial advisor. His experience as an agent brought about an epiphany: Most financial products limit the client due to being too small and as a result, doesn’t maximize on their potential they seek. This led to him starting his own independent license where he could educate clients while helping create them create the financial future they seek.

Tim was born and raised in Northwest Ohio. His love of the Greater Toledo area made it the best possible home for Whetro Advisors. Tim’s commitment to the people of Northwest Ohio isn’t just found in servicing his clients…it can be seen in his activity in the community. His passion for people applies to his expertise, building a relationship between financial planner and client that they can rely on because Tim is truly “one of them”.

If you’re at the starting line of the Glass City Marathon or perhaps in between shots on the course and you see a familiar face next to you, that’s Tim Whetro. He’s an avid runner, triathlete, and golfer. Commitment and passion carry over into all aspects of his life. He and his team are excited to help you. 

Cheri Montgomery

Cheri Montgomery Operations Manager

Operations Manager Cheri Montgomery is the Operations Manager for Whetro Wealth Management. Working alongside Tim Whetro for the last 20 years, she’s enjoyed her role overseeing the day-to-day operations of the business while working directly with our clients. In her spare time, she enjoys the arts and traveling with her husband.

Stephanie L. Koepfler

Stephanie L. Koepfler Paraplanner

Paraplanner As a Paraplanner and with her Life & Health Insurance license, Stephanie works closely with Tim in the planning process for our clients. Her favorite part of her job is helping our clients prepare for retirement. In her free time, she enjoys spending time with her family and friends.

Wes Allen

Director of Marketing Wes Allen is the Director of Marketing for Whetro Wealth Management. He oversees all marketing efforts to expand brand awareness and recognition of the Whetro name. He focuses on content creating and writing, social media management, SEO management, and community outreach. Wes, his wife and children, are all heavily involved in music and the arts in their … Read More